Archive of entries posted on

Fall Back Into Good Financial Behavior

          Start over Every year at back-to-school time, there are ads for notebooks, fancy pens and backpacks. Even if you don’t have children, the fall season brings to mind stacks of blank paper, waiting for you to write your story….or re-write it! Are you financially off-track and your money goals are […]

Should I Wait to Put Down a Bigger Down Payment?

            Some experts are advising that first time and move-up buyers wait until they save up 20% before they move forward with their decision to purchase a home. One of the main reasons they suggest waiting is that a buyer must purchase private mortgage insurance if they have less than the […]

Home Buying Tips That Will Give You an Edge

According to Forbest Magazine, these tips will help you when home buying. In today’s competitive market, it takes more than cash to close a deal. Here, five experts offer tips to beating out all-cash buyers. It’s not a buyer’s market these days; there are still plenty with cash, and financing has brought in a whole […]

What Do You Really Need to Qualify for a Mortgage?

            A recent survey found that many Americans are not certain what is actually required to qualify for a mortgage in today’s market. This article clarifies two misconceptions! 1. Down Payment The survey revealed that consumers overestimate the down payment funds needed to qualify for a home loan. According to […]

What does a Fed rate hike mean for housing and for you?

The housing market rode historically low interest rates for years now, and this marks the first time in recent memory most analysts think they will take action on rates, bumping them 0.25%.Most American economists are about 80% certain a rate hike is coming. Even European analysts expect a hike. In a recent Société Générale US Credit […]

Coming Soon: A Spike in Demand for U.S. Housing

              The real estate industry — including both homeowners and home builders —  just got a big boost with a new report predicting that nearly 16 million additional households will be formed by 2024, making the next decade “one of the strongest in housing in U.S. history.” The extraordinary growth in […]

Tips to Consider Before Buying a Vacation Home

                  It’s all about location It’s important to think through why you are purchasing a vacation home. How do you plan to use it? Is it a place for your loved ones to gather on a regular basis, or only once a year? If you’d like to […]

Winter is Coming Top Markets for House Hunting

Top Markets for House Hunting according to Trulia. The biggest shocker of all: San Francisco topped the list as the best city to buy a home in during the winter. (But then, it was Mark Twain who once said, “The coldest winter I ever spent was a summer in San Francisco.”) This is welcomed news […]